Finance Options

Get credit of up to R500 000 at a discounted interest rate for your home needs when you shop at Cashbuild.

To apply you'll need:

  • A standard quote from Cashbuild (obtain in-store), not older than 30 days
  • A valid South African ID document/smart ID card (must be 18 years or older)
  • Your latest 3 salary slips
  • Bank statement showing your latest 3 consecutive salary deposits (only if the salary is not paid into your Capitec account)
  • You don't need proof of address, but we may ask you for supporting documents to complete your application


Make better money choices with a loan that lets you pay for your goods in affordable monthly instalments.

To apply you'll need:

  • Your latest payslip or pension remittance and a net income of at least R3 500 a month, deposited into your bank account electronically;
  • Your valid South African identity document or card;
  • Your stamped bank statements for the past three months (showing your salary). If you bank with Nedbank, Absa, Standard Bank or African Bank, we can arrange this on your behalf.

* Terms and conditions apply.

Calculate what you can afford now